Last updated: June 1, 2026

Welcome to PlusAtlas. By accessing, browsing or using this website (hereinafter, the “Site”) you expressly and unreservedly accept these Terms and Conditions of use and access, as well as our Privacy Policy. If you do not agree with any of these terms, we ask that you do not use the Site.

1. Who we are and the nature of the service

PlusAtlas is an independent platform for financial education and content dissemination. We produce practical guides, comparisons, articles and informative advice on personal loans, mortgage credit, credit cards, auto credit and personal finance in general.

PlusAtlas is not a financial institution, does not grant credit nor intermediate credit operations, and does not manage deposits, investments or means of payment. All content on the Site is for exclusively informative and educational purposes, and does not constitute personalized financial, legal, tax or investment advice. Any decisions you make based on the published information are your sole responsibility.

2. Acceptance and capacity

Use of the Site implies that you have read, understood and accepted these Terms and Conditions. To use the Site you declare that you are at least 18 years of age or have the authorization of your father, mother or legal guardian, and that you are fully capable of assuming the obligations described herein.

3. Use of the Site

The user agrees to use the Site appropriately, in accordance with the law, good faith and public order. In particular, the user agrees not to:

• Use the Site for unlawful, fraudulent or harmful purposes towards third parties.
• Attempt to access systems, accounts or data without authorization, or breach the security measures of the Site.
• Introduce viruses, malware or any other technology that may damage the Site or its users.
• Carry out scraping, mass data extraction or any unauthorized automated use.
• Reproduce, copy or distribute the content of the Site without prior written authorization.
• Impersonate the identity of another natural or legal person.

We reserve the right to restrict, suspend or block access to any user who breaches these conditions, without the need for prior notice.

4. Intellectual property

All content on the Site, including texts, articles, guides, comparisons, designs, logos, graphics, trademarks, source code and the structure of the Site, is protected by intellectual property rights and is the property of PlusAtlas or its respective holders. Commercial exploitation, reproduction, distribution or modification without express authorization is prohibited. The user may reproduce content solely for personal and non-commercial use.

5. Accuracy of information and comparisons

PlusAtlas makes reasonable efforts to keep the information up to date, complete and accurate. However, the conditions of financial products (rates, requirements, fees and terms) are defined by each institution and may change at any time. The comparisons and data published are for reference only, do not constitute binding offers or product approvals, and must be confirmed directly with the relevant institution before making any decision.

6. Third-party links and content

The Site may include links to third-party websites, including financial institutions. PlusAtlas does not control or take responsibility for the content, products, services or privacy practices of such sites. If you are redirected to a third party’s page, we recommend that you read and accept their own terms and policies. Any relationship or contract you establish with a third party is made under your sole responsibility and without the intervention of PlusAtlas.

7. Advertising and sponsored content

PlusAtlas may display advertising, recommendations and sponsored content. Some spaces or results may be influenced by commercial agreements with third parties. We work with editorial independence and strive to present the information objectively, but the presence of a product on the Site does not guarantee its contracting or approval.

8. Forms and data processing

When you complete a form on the Site, you agree to provide truthful and up-to-date information and authorize the processing of your data in accordance with our Privacy Policy. You understand that you may be contacted by PlusAtlas for informative or communication purposes. PlusAtlas does not request passwords or full banking details by email, telephone or other channels; if you receive a communication of this type, do not respond and ignore it.

9. Limitation of liability

PlusAtlas does not guarantee that the information is always free of errors or that the Site is available without interruption, as it depends on services provided by third parties. To the maximum extent permitted by law, PlusAtlas shall not be liable for financial decisions made based on the content of the Site, for direct or indirect damages arising from its use, or for the content or services offered by third parties through links.

10. Modifications

PlusAtlas may modify these Terms and Conditions at any time. Changes will be published on this page and will take effect from their publication. We recommend that you periodically review this section, since your continued access and use of the Site implies acceptance of the current versions.

11. Applicable law and contact

These Terms and Conditions are governed by the law applicable at the domicile of PlusAtlas, and any dispute shall be submitted to the competent courts that correspond. If you have questions about these terms, you can write to us through the contact channels available on the Site.