Easily Approved Credit Cards Online Will Have Zero Interest Starting This Month
Have you ever felt any of your credit cards' interest rates being too high? Have you ever worried about having bad credit? Don't worry, we have you covered! We completely understand that it was not your fault, and we are happy to announce that there are institutions in 2022 that aren't really paying attention to this.
The options we list do not care if you have had bad credit. They also offer both MasterCard and Visa with a 0.97% interest rate only, starting at 0% this month, unlimited cashback, rewards and easy online approval in less than 48 hours (if you qualify). Well, not everything is so great, the offering is up to $23,586 per card only, if you require more money than that at this moment, unfortunately, this may not fit you.
Imagine for a moment the things you could do with that money before you proceed to request your new credit card. Could this improve your life even if just a little bit? Now is the time to take the decision and enjoy the reward.
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Best Cards by Credit Limit:
This is a partial list of some of the cards that people are using in 2021, so it's not exhaustive at all:
- Surge Mastercard
- Reflex Mastercard
- Indigo Unsecured Mastercard
- Chase Freedom Unlimited
- Chase Freedom Flex
- Capital One Quicksilver Cash Rewards Credit Card
- Capital One Venture Rewards Credit Card
- Chase Sapphire Preferred Card
- Delta SkyMiles Reserve American Express Card (1)
There are more credit cards that probably we are not covering here, remember that there is a lot of banks that offer credit cards, so listing all of them could be a very very difficult task. When we select a credit card for us, we try to look for MasterCard, American Express, Visa, or any popular brand like those, not financial advice, just sharing our experiences.
Bad Credit - Bad Consequences
We perfectly know how having bad credit can destroy your financial relationships. It's a tough topic and it certainly has many negative repercussions. First off, it's time to stop paying after the due date, having poor habits, etc. Remember that this behavior makes everything worse, you will have a hard time finding a loan, a credit card, and even a job, just for mentioning some of the bad consequences. What if, instead, you start to do things right? What if you become a person banks enjoy make business with? What is stopping you?
Bad Credit Means Trouble Getting a Loan
Every bank will look for ways to know how could you pay them back, think about it for a second, if you were going to give money to a friend or family member but you wanted them to pay back, wouldn't you look for clues, hints, that increase or decrease the odds of them paying you? Eg: does that person is trustable? does that person have financial stability? Well, banks tend to look for credit scores and if you didn't take care of it, you could be having a hard time right now. A low score makes it difficult to borrow money because they will see you as a big risk client, so probably they could increase your interest rate.
It's a good idea to start changing habits at this very moment. Probably reading books on the topic might help. We are in 2021, where information is available to everyone in just a click, use that to your advantage to build a better financial education, so you won't be fooled again. Never is too late for a change.
Useful Ideas Worth Remembering
- It's not about your bank, it's about you. It's about making yourself a better client. A better person. And enjoy the rewards later.
- Poor credit can make it harder to get loans, and if they give them to you, they will be incredibly careful in the conditions they set for you.
- Higher interest rate will be your new friend or just plain rejections.
- This also extends to employers, as some of them might run a credit check before offering you a job. (2)
Everything depends on your situation, so we can not give advice on what option to choose. Please feel free to find more details on what fits better to not only your personal but financial situation, and keep in mind that opportunities like these don't always come back.
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